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Life insurance in Portugal made simple

Compare policies from leading insurers. English‑speaking, independent advice.

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Independent, licensed brokers

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English‑speaking, Algarve‑based support

What is life insurance?

Life insurance provides a cash lump sum to your beneficiaries if you pass away (or are diagnosed with a terminal illness during the policy term). In Portugal, many home buyers also consider mortgage protection insurance to satisfy bank requirements.

Life insurance
Mortgage protection
Purpose
Family protection
Repay mortgage
Beneficiary
Chosen by you
Usually the bank
Term
Flexible
Aligned to mortgage
Premiums
Based on age, amount, health
Similar factors; bank requirements apply

Eligibility & documents

  • Residents and expats are eligible
  • Valid ID and NIF (tax number)
  • Basic health questionnaire; medicals for higher cover
  • Mortgage details (for mortgage protection)
1

Request your quote

Tell us your needs in 2 minutes.

2

Compare options

We present options from leading insurers.

3

Underwriting

Answer a few health questions; medicals if required.

4

Approval

Receive your policy documents.

5

Policy starts

You're covered from the start date.

Get a free life insurance quote

Here's what some of our clients have to say...

"I’ve used Portugal Insurance Brokers, and I couldn’t be happier with the service. Their claims process is quick and hassle-free. I feel confident knowing my family and I are well-protected on the road."

Sarah L.

Edmonton, UK.

"After a recent storm damaged our roof, I was worried about the claims process. To my surprise, Portugal Insurance Brokers handled everything promptly, and the repairs were completed quickly. Their customer service is exceptional!"

John and Emily T.

Loule, Portugal.

"Choosing the right life insurance can be overwhelming, but they made it easy. The agent explained all the options and helped us pick the best plan for our family's needs. Knowing we have coverage gives us peace of mind."

David and Rachel P.

Stillorgan, Dublin.