Work with licensed mortgage brokers in Portugal
Compare offers from multiple banks. English‑speaking, Algarve‑based support.
Up to 80% Loan‑to‑Value
Fixed or variable rates
Renovation & construction loans
Why use a mortgage broker?
A broker helps you compare multiple banks, streamline documentation, and secure competitive terms. Our partners are licensed with the Bank of Portugal and speak fluent English.
Eligibility & documents
- Residents and non‑residents eligible
- Valid ID and NIF (tax number)
- Proof of income and bank statements
- Property details and valuation
1
Pre‑assessment
Share goals and financials for an initial view.
2
Documentation
Prepare income, bank, and property documents.
3
Bank submission
Your application is submitted to suitable lenders.
4
Offer & valuation
Receive an offer; property valuation arranged.
5
Completion
Final checks and signing at the notary.
Frequently asked questions
What LTV can I get?
Typically up to 80% LTV, depending on profile and property.
Do I need mortgage protection?
Most banks require a policy naming the bank as beneficiary.
Are fees payable?
Partner fees and bank fees vary; all costs are disclosed upfront.
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